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Rate Sheet

Last update: January 18, 2010 11:42 AM EST

Conforming Loan Programs
Conforming rates for loans under $417,000.

Program	Rates	Points	APR
30 yr fixed conforming	4.950	0.000	4.988
	4.750	1.000	4.875



15 yr fixed conforming	4.375	0.000	4.439
	4.125	1.000	4.339



3/1 ARM	5.500	0.000	3.692




30/5 yr fixed or 5/1 ARM	5.500	0.000	4.016




30/7 yr fixed or 7/1 ARM	5.750	0.000	4.433




Adjustable	5.500	0.000	3.339

Jumbo Loan Programs
Jumbo rates for loans over $417,000.

Program	Rates	Points	APR
30 yr fixed jumbo	6.500	0.000	6.519




15 yr fixed jumbo	6.000	0.000	6.030




3/1 jumbo ARM	5.875	1.000	3.847




5/1 jumbo ARM	6.000	0.000	4.187




7/1 jumbo ARM	6.125	0.000	4.608




10/1 jumbo ARM




Adjustable

Government Loan Programs

Program	Rates	Points	APR
30 yr fixed FHA	5.500	0.000	5.511




FHA Adjustable

FREEDOM CHOICE MORTGAGE

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Fax:	860-677-0271



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