FREEDOM
NO! NO! NO! No! Closing Costs
NO POINTS. NO APPRAISAL FEE. NO TITLE INS. NO ATTORNEY FEES. NO DOC PREP FEES. ONLY $395 APP. FEE

     Rate as of 2/22/12 and subject to change without notice. Assumes loan amount $150,000 with 20% down payment, 360 equal payments of $716.12/mo on 30 yr., 180 equal payments of $1,063.14/mo on 15 yr. Additional programs available on loan amounts $150,000 up to $417,000 with down payments as low as 5%, mortgage insurance will be required.